A wait verdict is not a lecture about climate or technology. On your inputs it usually means you cannot charge cheaply at home, your mileage is low enough that fuel savings barely register, or both. The scenario shows the numbers are not pulling their weight yet.
Public charging at full whack eats the advantage fast. If your plan is “plug in when I remember at the supermarket”, you will pay retail electricity prices and queue for the privilege.
You bought your current car recently and still owe more than it is worth. Switching now means paying twice — once on the finance you are escaping, once on the EV you are buying.
A driveway and a 7 kW box, plus an EV tariff with cheap overnight rates. That single change flips more reports than any model upgrade.
More miles. Start a new job with a 40-mile commute and run the calculator again — the same car and tariff assumptions can produce a different verdict.
You can, but our tool is sceptical unless you have cheap workplace charging or you drive enough that even expensive electrons beat petrol. Low mileage plus public-only charging is the combination we see most often in “wait” reports.